1. Introduction
Young & Invested (hereafter “Y&I”) is committed to safeguarding your privacy online and any private information obtained by reason of your relationship with Y&I. We provide this privacy policy explaining our online information practices and the choices you can make about the way your information is collected and used at this site. This privacy policy forms part of the Terms of Use.
Personal information is information that refers to an individual specifically and includes information recorded in any form. Personal information includes but is not limited to such things as age, income, date of birth, unique identification numbers, financial data etc. Y&I will only collect personal information by fair and lawful means.
Like many other web sites, we automatically collect certain non-personal information regarding web site users that does not identify you. Examples include the Internet Protocol (IP) address of your computer, the IP address of your internet service provider, the date and time you access the web site, the internet address of the web site from which you linked directly to the web site, the operating system you are using, the sections of the web site you visit, the web site pages read and images viewed, and the content you download from the web site. This non-personal information is used for web site and system administration purposes and to improve the web site.
Our primary goal in collecting user information is to enhance your experience on our website.
Y&I strives to comply with all applicable laws around the globe that are designed to protect your privacy. Although legal requirements may vary from country to country, Y&I intends to adhere to the principles set forth in this privacy policy even if, in connection with the above, we transfer your personal information from your country to countries that may not require an “adequate” level of protection for your personal information. In other words, our goal is to provide protection for your personal information no matter where that personal information is collected, transferred, or retained. Finally, we may disclose your personal information if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to i) comply with any applicable law, regulation, legal process or governmental request, ii) enforce our Terms of Use including investigations of potential violations thereof, iii) detect, prevent, or otherwise address fraud, security or technical issues, or iv) protect against harm to the rights, property or safety of Young & Invested, its users, yourself or the public.
2. Third Parties and Other Websites
Y&I’s primary goal in collecting user information is to enhance your experience on our website. We use aggregated (gathered up data across all user accounts) information to develop content targeted to users’ interests and to better the website user experience. Y&I is committed to your privacy and other than as provided herein or after receiving your specific consent, Y&I will not share any personal information with any third party at any time, unless required by law.
Nevertheless, we may at a later time choose to make certain offers or services available to our users from third parties. If we do, during the registration process and at certain points thereafter in connection with specific offers we may ask you whether your personal information may be sent to third parties who have products, services and opportunities which may be useful to you. If you give your permission to allow third parties to contact you, your personal information (such as your contact information and other information collected during your visit to our youngandinvested.com) may be shared with data aggregators, marketers (possibly in the form of list rental), and other organizations. Y&I does not intend to transfer personal information without your consent to third parties who are not bound to act on Y&I’s behalf unless such transfer is legally required.
Furthermore, our web site may contain links to other web sites or internet resources. When you click on one of those links you are contacting another web site or internet resource. Y&I has no responsibility or liability for or control over those other web sites or internet resources or their collection, use and disclosure of your personal information. We encourage you to read the privacy policies of those other sites to learn how they collect and use information about you.
3. In Event of Sale or Closure
The ownership of Y&I may change at some point in the future. Should that occur, we want this site to be able to maintain a relationship with you. In the event of a sale, merger, public offering, bankruptcy or other change in control of youngandinvested.com your information may be shared with the person or business that owns or controls this site. Opting out of receiving information from third parties will not affect our right to transfer your information to a new owner, but your choices will continue to be respected regarding the use of your information.
4. Privacy of Children
Young & Invested is not structured to attract children. Individuals under 13 years of age should not send any information about themselves to us–including information such as name, address, or e-mail address. We do not knowingly collect personally identifiable information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.
5. Commitment and Changes to Privacy Policy
We are committed to protecting your privacy. Protecting your privacy online is an evolving area, and Y&I is constantly evolving to meet these demands. If you have any comments or questions regarding our Privacy Policy, please contact us at [email protected]. We read every message submitted and try to reply promptly to every one of them. While we cannot guarantee privacy perfection, we will address any issue to the best of our abilities as soon as possible.
This statement may change from time to time, so please check back periodically. If we are going to be using the information collected from users in a manner materially different from that stated at the time of collection, we will send affected users written notice of the change by e-mail.